.support-coffee[data-astro-cid-koiudmpl]{--coffee-accent:#75dfc7;--coffee-accent-strong:#4bc3a8;background:radial-gradient(circle at 100% 0,#75dfc726,#0000 42%),#ffffff0e;border:1px solid #ffffff21;border-radius:17px;position:relative;overflow:hidden}.support-coffee[data-astro-cid-koiudmpl]:after{content:"";pointer-events:none;border:1px solid #75dfc721;border-radius:50%;width:92px;height:92px;position:absolute;inset:auto -22px -34px auto}.support-coffee--footer[data-astro-cid-koiudmpl]{grid-template-columns:42px minmax(0,1fr);gap:11px 12px;margin-top:20px;padding:16px;display:grid}.support-coffee__icon[data-astro-cid-koiudmpl]{width:42px;height:42px;color:var(--coffee-accent);background:#75dfc714;border:1px solid #75dfc738;border-radius:13px;place-items:center;display:grid;position:relative}.support-coffee__icon[data-astro-cid-koiudmpl] svg[data-astro-cid-koiudmpl]{width:27px;height:27px}.support-coffee__heart[data-astro-cid-koiudmpl]{color:#40270b;background:#f6bd6c;border:2px solid #13283c;border-radius:50%;place-items:center;width:18px;height:18px;font-size:9px;line-height:1;display:grid;position:absolute;top:-6px;right:-5px}.support-coffee__content[data-astro-cid-koiudmpl]{min-width:0}.support-coffee__eyebrow[data-astro-cid-koiudmpl]{color:var(--coffee-accent);letter-spacing:.09em;text-transform:uppercase;margin:0 0 3px;font-size:9.5px;font-weight:800}.support-coffee[data-astro-cid-koiudmpl] h2[data-astro-cid-koiudmpl]{color:#fff;letter-spacing:-.15px;margin:0;font-family:Montserrat,sans-serif;font-size:13px;line-height:1.4}.support-coffee__content[data-astro-cid-koiudmpl]>p[data-astro-cid-koiudmpl]:last-child{color:#bfd0dc;grid-column:1/-1;margin:6px 0 0;font-size:11px;line-height:1.62}.support-coffee__button[data-astro-cid-koiudmpl]{z-index:1;background:linear-gradient(135deg, var(--coffee-accent), var(--coffee-accent-strong));color:#102b31;border:1px solid #ffffff2e;border-radius:11px;grid-column:1/-1;justify-content:center;align-items:center;gap:8px;min-height:42px;padding:10px 14px;font-size:12px;font-weight:850;text-decoration:none;transition:transform .18s,box-shadow .18s,filter .18s;display:inline-flex;position:relative;box-shadow:0 9px 24px #167d6838}.support-coffee__button[data-astro-cid-koiudmpl] svg[data-astro-cid-koiudmpl]{flex:none;width:18px;height:18px}.support-coffee__external[data-astro-cid-koiudmpl]{margin-left:auto;font-size:14px}.support-coffee__button[data-astro-cid-koiudmpl]:hover{filter:brightness(1.04);transform:translateY(-2px);box-shadow:0 12px 28px #167d684d}.support-coffee__button[data-astro-cid-koiudmpl]:focus-visible{outline-offset:3px;outline:3px solid #fff}.support-coffee__note[data-astro-cid-koiudmpl]{z-index:1;color:#91a9b8;grid-column:1/-1;margin:-2px 0 0;font-size:9.5px;line-height:1.5;position:relative}.support-coffee--panel[data-astro-cid-koiudmpl]{background:linear-gradient(135deg,#17324d,#1c515a);grid-template-columns:58px minmax(0,1fr) auto;align-items:center;gap:12px 18px;padding:22px;display:grid;box-shadow:0 20px 48px #0f233429}.support-coffee--panel[data-astro-cid-koiudmpl] .support-coffee__icon[data-astro-cid-koiudmpl]{width:58px;height:58px}.support-coffee--panel[data-astro-cid-koiudmpl] .support-coffee__icon[data-astro-cid-koiudmpl] svg[data-astro-cid-koiudmpl]{width:35px;height:35px}.support-coffee--panel[data-astro-cid-koiudmpl] h2[data-astro-cid-koiudmpl]{font-size:18px}.support-coffee--panel[data-astro-cid-koiudmpl] .support-coffee__content[data-astro-cid-koiudmpl]>p[data-astro-cid-koiudmpl]:last-child{max-width:680px;font-size:13px}.support-coffee--panel[data-astro-cid-koiudmpl] .support-coffee__button[data-astro-cid-koiudmpl]{grid-column:auto;min-width:150px}.support-coffee--panel[data-astro-cid-koiudmpl] .support-coffee__note[data-astro-cid-koiudmpl]{grid-column:2/-1}@media (prefers-reduced-motion:reduce){.support-coffee__button[data-astro-cid-koiudmpl]{transition:none}.support-coffee__button[data-astro-cid-koiudmpl]:hover{transform:none}}@media (width<=680px){.support-coffee--panel[data-astro-cid-koiudmpl]{grid-template-columns:48px minmax(0,1fr);padding:18px}.support-coffee--panel[data-astro-cid-koiudmpl] .support-coffee__icon[data-astro-cid-koiudmpl]{width:48px;height:48px}.support-coffee--panel[data-astro-cid-koiudmpl] .support-coffee__button[data-astro-cid-koiudmpl],.support-coffee--panel[data-astro-cid-koiudmpl] .support-coffee__note[data-astro-cid-koiudmpl]{grid-column:1/-1}.support-coffee--panel[data-astro-cid-koiudmpl] .support-coffee__button[data-astro-cid-koiudmpl]{width:100%}}.cb-wrap[data-astro-cid-kror3uvh]{z-index:9999;background:var(--bg2,#141a24);border-top:1px solid var(--border,#2a3346);animation:.3s cb-slide-up;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -4px 24px #00000059}.cb-wrap[data-astro-cid-kror3uvh].cb-hide{animation:.3s forwards cb-slide-down}@keyframes cb-slide-up{0%{opacity:0;transform:translateY(100%)}to{opacity:1;transform:translateY(0)}}@keyframes cb-slide-down{0%{opacity:1;transform:translateY(0)}to{opacity:0;transform:translateY(100%)}}.cb-inner[data-astro-cid-kror3uvh]{flex-wrap:wrap;align-items:center;gap:24px;max-width:1200px;margin:0 auto;padding:16px 24px;display:flex}@media (width<=640px){.cb-inner[data-astro-cid-kror3uvh]{flex-direction:column;align-items:stretch;padding:14px 16px}}.cb-content[data-astro-cid-kror3uvh]{flex:1;min-width:0}.cb-title[data-astro-cid-kror3uvh]{color:var(--text,#e8edf5);margin-bottom:4px;font-family:Montserrat,sans-serif;font-size:14px;font-weight:700}.cb-desc[data-astro-cid-kror3uvh]{color:var(--text3,#6b7a8d);font-size:12px;line-height:1.6}.cb-link[data-astro-cid-kror3uvh]{color:var(--accent,#00e5a0);text-underline-offset:2px;text-decoration:underline}.cb-actions[data-astro-cid-kror3uvh]{flex-shrink:0;gap:10px;display:flex}@media (width<=640px){.cb-actions[data-astro-cid-kror3uvh]{flex-direction:column-reverse}}.cb-btn[data-astro-cid-kror3uvh]{cursor:pointer;white-space:nowrap;border:none;border-radius:8px;padding:10px 20px;font-family:Plus Jakarta Sans,sans-serif;font-size:13px;font-weight:600;transition:opacity .15s,transform .15s}.cb-btn[data-astro-cid-kror3uvh]:hover,.cb-btn[data-astro-cid-kror3uvh]:focus-visible{opacity:.85;outline:3px solid var(--accent,#00e5a0);outline-offset:2px}.cb-btn--primary[data-astro-cid-kror3uvh]{background:var(--accent,#00e5a0);color:#0b0f14}.cb-btn--secondary[data-astro-cid-kror3uvh]{color:var(--text2,#a0aab8);border:1px solid var(--border2,#2a3346);background:0 0}.cb-btn--secondary[data-astro-cid-kror3uvh]:hover,.cb-btn--secondary[data-astro-cid-kror3uvh]:focus-visible{background:var(--bg,#0b0f14);color:var(--text,#e8edf5)}:root,[data-theme=dark]{--bg:#0b0f14;--bg2:#111720;--bg3:#161d28;--card:#131a24;--border:#ffffff17;--border2:#ffffff2e;--text:#e8edf5;--text2:#a0aab8;--text3:#6b7a8d;--accent:#00e5a0;--accent2:#00b87e;--accent-bg:#00e5a01a;--accent-bg2:#00e5a02e;--blue:#5aaeff;--blue-bg:#5aaeff1a;--blue-bg2:#5aaeff33;--gold:#f5c842;--gold-bg:#f5c8421a;--gold-bg2:#f5c84233;--coral:#ff7e7e;--coral-bg:#ff7e7e1a;--coral-bg2:#ff7e7e33;--purple:#c492ff;--purple-bg:#c492ff1a;--purple-bg2:#c492ff33;--amber:#ffb84d;--amber-bg:#ffb84d1a;--amber-bg2:#ffb84d33;--teal:#3dddef;--teal-bg:#3dddef1a;--teal-bg2:#3dddef33;--green-text:#00e5a0;--red-text:#ff7e7e;--focus:#00e5a0;--skip-bg:#00e5a0;--skip-fg:#0b0f14;--r:14px;--r-sm:8px;--r-xs:6px}[data-theme=light]{--bg:#f4f6f9;--bg2:#fff;--bg3:#eaecf0;--card:#fff;--border:#0000001a;--border2:#0003;--text:#111827;--text2:#374151;--text3:#6b7280;--accent:#007a52;--accent2:#005c3d;--accent-bg:#007a5214;--accent-bg2:#007a5229;--blue:#1a56c4;--blue-bg:#1a56c414;--blue-bg2:#1a56c429;--gold:#92600a;--gold-bg:#92600a14;--gold-bg2:#92600a29;--coral:#b91c1c;--coral-bg:#b91c1c14;--coral-bg2:#b91c1c29;--purple:#6d28d9;--purple-bg:#6d28d914;--purple-bg2:#6d28d929;--amber:#92400e;--amber-bg:#92400e14;--amber-bg2:#92400e29;--teal:#0e7490;--teal-bg:#0e749014;--teal-bg2:#0e749029;--green-text:#007a52;--red-text:#b91c1c;--focus:#1a56c4;--skip-bg:#1a56c4;--skip-fg:#fff}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{background:var(--bg);color:var(--text);-webkit-font-smoothing:antialiased;min-height:100vh;font-family:Plus Jakarta Sans,sans-serif;line-height:1.6;transition:background-color .25s,color .25s}a{color:inherit;text-decoration:none}img{max-width:100%}:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:4px}:focus:not(:focus-visible){outline:none}.skip-link{z-index:9999;background:var(--skip-bg);color:var(--skip-fg);border-radius:0 0 8px 8px;padding:10px 20px;font-size:14px;font-weight:600;transition:top .15s;position:absolute;top:-100%;left:16px}.skip-link:focus{top:0}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.container{max-width:1100px;margin:0 auto;padding:0 20px}.page-grid{grid-template-columns:1fr 300px;align-items:start;gap:32px;padding:0 0 60px;display:grid}@media (width<=900px){.page-grid{grid-template-columns:1fr}.sidebar{display:none}}.sidebar{flex-direction:column;gap:20px;display:flex;position:sticky;top:80px}.site-nav{z-index:100;background:color-mix(in srgb, var(--bg) 85%, transparent);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid var(--border);transition:background-color .25s,border-color .25s;position:sticky;top:0}.nav-inner{justify-content:space-between;align-items:center;gap:16px;height:60px;display:flex}.logo{letter-spacing:-.5px;flex-shrink:0;font-family:Montserrat,sans-serif;font-size:20px;font-weight:800}.logo .lf{color:var(--accent)}.logo .dot{color:var(--text3)}.nav-links{flex:1;gap:4px;list-style:none;display:flex}.nav-link{color:var(--text2);border-radius:var(--r-xs);white-space:nowrap;padding:6px 12px;font-size:13px;transition:color .15s,background .15s}.nav-link:hover,.nav-link:focus-visible{color:var(--text);background:#8080801f}.nav-link[aria-current=page]{color:var(--accent);font-weight:500}.theme-btn{background:var(--bg2);border:1.5px solid var(--border2);cursor:pointer;color:var(--text);border-radius:24px;flex-shrink:0;align-items:center;gap:8px;padding:5px 8px 5px 12px;font-family:Plus Jakarta Sans,sans-serif;transition:background .2s,border-color .25s;display:flex}.theme-btn:hover{background:var(--bg3)}.theme-btn-label{color:var(--text2);white-space:nowrap;user-select:none;font-size:12px;font-weight:600}.toggle-track{background:var(--accent-bg);border:1.5px solid var(--accent);border-radius:11px;flex-shrink:0;width:40px;height:22px;transition:background .2s;position:relative}.toggle-thumb{background:var(--accent);border-radius:50%;width:14px;height:14px;transition:transform .2s cubic-bezier(.4,0,.2,1),background .2s;position:absolute;top:2px;left:2px}[data-theme=light] .toggle-thumb{transform:translate(18px)}@media (width<=640px){.nav-links,.theme-btn-label{display:none}}.breadcrumb{color:var(--text3);flex-wrap:wrap;align-items:center;gap:6px;padding:12px 0 0;font-size:12px;display:flex}.breadcrumb a{color:var(--accent);transition:color .15s}.breadcrumb a:hover{color:var(--accent2)}.breadcrumb-sep{color:var(--text3);font-size:10px}.page-header{padding:28px 0 24px}.page-eyebrow{letter-spacing:.1em;text-transform:uppercase;color:var(--page-accent,var(--accent));margin-bottom:8px;font-size:11px;font-weight:600}.page-title{letter-spacing:-1.5px;color:var(--text);margin-bottom:10px;font-family:Montserrat,sans-serif;font-size:clamp(24px,4vw,38px);font-weight:800;line-height:1.1}.page-title em{color:var(--page-accent,var(--accent));font-style:normal}.page-desc{color:var(--text2);max-width:600px;margin-bottom:8px;font-size:15px;line-height:1.7}.update-badge{color:var(--page-accent,var(--accent));background:color-mix(in srgb, var(--page-accent,var(--accent)) 10%, transparent);border:1px solid color-mix(in srgb, var(--page-accent,var(--accent)) 25%, transparent);border-radius:20px;align-items:center;gap:5px;padding:3px 10px;font-size:11px;font-weight:600;display:inline-flex}.site-footer{background:var(--bg2);border-top:1px solid var(--border);margin-top:60px;padding:48px 0 32px;transition:background-color .25s,border-color .25s}.footer-inner{grid-template-columns:2fr 1fr 1fr;gap:48px;margin-bottom:40px;display:grid}@media (width<=700px){.footer-inner{grid-template-columns:1fr;gap:32px}}.footer-tagline{color:var(--text3);max-width:240px;margin-top:10px;font-size:13px;line-height:1.6}.footer-col-title{color:var(--text2);letter-spacing:.08em;text-transform:uppercase;margin-bottom:14px;font-size:12px;font-weight:600}.footer-links{flex-direction:column;gap:8px;list-style:none;display:flex}.footer-links a{color:var(--text3);padding:2px 0;font-size:13px;transition:color .15s;display:inline-block}.footer-links a:hover,.footer-links a:focus-visible{color:var(--accent)}.footer-links a[aria-current=page]{color:var(--accent);font-weight:500}.footer-bottom{border-top:1px solid var(--border);color:var(--text3);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px;padding-top:24px;font-size:12px;display:flex}.footer-legal{gap:20px;display:flex}.footer-legal a{color:var(--text3)}.footer-legal a:hover{color:var(--text2)}.ad-wrap{flex-direction:column;gap:4px;display:flex}.ad-label{color:var(--text3);letter-spacing:.1em;text-transform:uppercase;text-align:center;font-size:10px;font-weight:600}.ad-slot{background:var(--bg2);border:1px dashed var(--border2);border-radius:var(--r-sm);color:var(--text3);text-align:center;justify-content:center;align-items:center;font-size:12px;line-height:1.6;transition:background-color .25s;display:flex}.ad-leaderboard{width:100%;height:90px}.ad-rectangle{width:100%;height:250px}.ad-banner{width:100%;height:60px}@media (width<=480px){.ad-leaderboard{height:50px}}@keyframes fadeUp{0%{opacity:0;transform:translateY(14px)}to{opacity:1;transform:translateY(0)}}.fade-up{animation:.4s both fadeUp}.fade-d1{animation-delay:50ms}.fade-d2{animation-delay:.1s}.fade-d3{animation-delay:.16s}@media (prefers-reduced-motion:reduce){*,:before,:after{box-sizing:border-box;transition-duration:.01ms!important;transition-delay:.01ms!important;animation-duration:.01ms!important;animation-delay:.01ms!important}}.card{background:var(--card);border:1px solid var(--border);border-radius:var(--r);margin-bottom:16px;padding:20px 24px;transition:background-color .25s,border-color .25s}.card-title{color:var(--text3);letter-spacing:.1em;text-transform:uppercase;margin-bottom:16px;font-size:11px;font-weight:600}.result-hero{background:var(--card);border:2px solid var(--page-accent,var(--accent));border-radius:var(--r);margin-bottom:16px;padding:24px;transition:background-color .25s,border-color .25s;position:relative;overflow:hidden}.result-hero:before{content:"";background:linear-gradient(90deg, var(--page-accent,var(--accent)), color-mix(in srgb, var(--page-accent,var(--accent)) 60%, var(--gold)));height:3px;position:absolute;top:0;left:0;right:0}.result-hero-label{color:var(--text2);margin-bottom:6px;font-size:12px;font-weight:500}.result-hero-val{letter-spacing:-2px;color:var(--page-accent,var(--accent));margin-bottom:4px;font-family:Montserrat,sans-serif;font-size:clamp(28px,5vw,44px);font-weight:800;line-height:1}.result-hero-sub{color:var(--text3);font-size:13px}.result-grid{grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:16px;display:grid}@media (width<=520px){.result-grid{grid-template-columns:1fr 1fr}}.rcard{background:var(--bg);border-radius:var(--r-sm);padding:12px 14px;transition:background-color .25s}.rcard-label{color:var(--text2);margin-bottom:4px;font-size:11px}.rcard-val{color:var(--text);letter-spacing:-.4px;font-family:Montserrat,sans-serif;font-size:16px;font-weight:700}.field{align-items:center;gap:12px;margin-bottom:14px;display:flex}.field label{color:var(--text2);flex-shrink:0;min-width:175px;font-size:13px}.field-input{flex:1;position:relative}.field-input input[type=number],.field-input input[type=text],.field-input select{border:1px solid var(--border2);border-radius:var(--r-sm);background:var(--bg);width:100%;color:var(--text);outline:none;padding:9px 12px;font-family:Plus Jakarta Sans,sans-serif;font-size:15px;transition:border-color .15s,box-shadow .15s}.field-input input[type=number]{-moz-appearance:textfield;padding-right:48px}.field-input input[type=number]::-webkit-inner-spin-button{-webkit-appearance:none}.field-input input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none}.field-input input:focus,.field-input select:focus{border-color:var(--page-accent,var(--accent));box-shadow:0 0 0 3px color-mix(in srgb, var(--page-accent,var(--accent)) 15%, transparent)}.field-unit{color:var(--text3);pointer-events:none;font-size:13px;position:absolute;top:50%;right:12px;transform:translateY(-50%)}.field-hint{color:var(--text3);margin-top:-8px;margin-bottom:10px;padding-left:187px;font-size:11px}@media (width<=480px){.field{flex-wrap:wrap}.field label{min-width:100%;margin-bottom:2px}.field-hint{padding-left:0}}.toggle-group{flex-wrap:wrap;align-items:center;gap:6px;margin-bottom:14px;display:flex}.toggle-group-label{color:var(--text3);flex-shrink:0;min-width:175px;font-size:12px}.tog{border:1px solid var(--border2);color:var(--text2);cursor:pointer;background:0 0;border-radius:20px;padding:5px 14px;font-family:Plus Jakarta Sans,sans-serif;font-size:12px;transition:all .15s}.tog:hover{background:var(--bg3)}.tog.on{background:color-mix(in srgb, var(--page-accent,var(--accent)) 20%, transparent);color:var(--page-accent,var(--accent));border-color:color-mix(in srgb, var(--page-accent,var(--accent)) 40%, transparent);font-weight:500}.breakdown{border:1px solid var(--border);border-radius:var(--r);margin-bottom:8px;transition:border-color .25s;overflow:hidden}.brow{border-bottom:1px solid var(--border);justify-content:space-between;align-items:center;padding:9px 16px;font-size:13px;transition:background-color .25s;display:flex}.brow:last-child{border-bottom:none}.brow.subtotal{background:var(--bg2)}.brow.total{background:var(--bg);font-size:14px;font-weight:600}.brow .lbl{color:var(--text2)}.brow .sub{color:var(--text3);margin-top:1px;font-size:11px;display:block}.brow .amt{color:var(--text);font-weight:500}.amt-neg{color:var(--red-text)!important}.amt-pos{color:var(--green-text)!important}.amt-page{color:var(--page-accent,var(--accent))!important}.info-box{border-radius:var(--r-sm);margin-top:8px;padding:12px 14px;font-size:13px;line-height:1.6}.info-box strong{color:var(--text)}.info-box a{color:var(--page-accent,var(--accent));text-underline-offset:3px}.info-green{background:var(--accent-bg);border:1px solid color-mix(in srgb, var(--accent) 20%, transparent);color:var(--text2)}.info-amber{background:var(--amber-bg);border:1px solid color-mix(in srgb, var(--amber) 20%, transparent);color:var(--text2)}.info-red{background:color-mix(in srgb, var(--red-text) 10%, transparent);border:1px solid color-mix(in srgb, var(--red-text) 20%, transparent);color:var(--text2)}.info-blue{background:var(--blue-bg);border:1px solid color-mix(in srgb, var(--blue) 20%, transparent);color:var(--text2)}.sidebar-box{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);padding:18px 20px;transition:background-color .25s,border-color .25s}.sidebar-title{color:var(--text2);letter-spacing:.08em;text-transform:uppercase;margin-bottom:14px;font-size:11px;font-weight:600}.sidebar-stat{border-bottom:1px solid var(--border);justify-content:space-between;align-items:center;padding:8px 0;font-size:13px;display:flex}.sidebar-stat:last-child{border-bottom:none}.sidebar-stat-label{color:var(--text2)}.sidebar-stat-val{color:var(--page-accent,var(--accent));font-family:Montserrat,sans-serif;font-weight:600}.live-row{background:var(--bg);border-radius:var(--r-sm);margin-bottom:8px;padding:10px 12px}.live-label{color:var(--text3);letter-spacing:.05em;text-transform:uppercase;margin-bottom:2px;font-size:10px}.live-val{color:var(--page-accent,var(--accent));font-family:Montserrat,sans-serif;font-size:20px;font-weight:700}.faq-list{flex-direction:column;gap:8px;display:flex}.faq-item{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);transition:background-color .25s,border-color .25s;overflow:hidden}.faq-item[data-open=true]{border-color:var(--border2)}.faq-q{width:100%;color:var(--text);cursor:pointer;text-align:left;background:0 0;border:none;justify-content:space-between;align-items:center;gap:14px;padding:14px 18px;font-family:Plus Jakarta Sans,sans-serif;font-size:14px;font-weight:500;transition:background .15s;display:flex}.faq-q:hover{background:#8080800f}.faq-chevron{color:var(--text3);flex-shrink:0;font-size:18px;transition:transform .25s}.faq-item[data-open=true] .faq-chevron{transform:rotate(180deg)}.faq-a{color:var(--text2);max-height:0;padding:0 18px;font-size:13px;line-height:1.7;transition:max-height .3s,padding-bottom .3s;overflow:hidden}.faq-item[data-open=true] .faq-a{max-height:300px;padding-bottom:14px}.stawki-table{border-collapse:collapse;border-radius:var(--r-sm);width:100%;margin:14px 0;font-size:13px;overflow:hidden}.stawki-table th{background:var(--bg2);color:var(--text);text-align:left;border-bottom:1px solid var(--border2);padding:9px 14px;font-size:12px;font-weight:600}.stawki-table td{color:var(--text2);border-bottom:1px solid var(--border);padding:8px 14px}.stawki-table tr:last-child td{border-bottom:none}.stawki-table td:last-child{color:var(--text);text-align:right;font-weight:500}.stawki-table .hl td{background:color-mix(in srgb, var(--page-accent,var(--accent)) 8%, transparent)}.stawki-table .hl td:last-child{color:var(--page-accent,var(--accent));font-weight:700}.related-grid{grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:10px;display:grid}.related-card{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);color:inherit;padding:14px 16px;transition:border-color .2s,transform .2s,background-color .25s;display:block}.related-card:hover,.related-card:focus-visible{border-color:var(--border2);transform:translateY(-2px)}.related-card-name{color:var(--text);margin-bottom:4px;font-size:13px;font-weight:500}.related-card-desc{color:var(--text3);font-size:12px}.article h2{letter-spacing:-.5px;color:var(--text);margin:32px 0 12px;font-family:Montserrat,sans-serif;font-size:20px;font-weight:700}.article h3{color:var(--text);margin:22px 0 8px;font-family:Montserrat,sans-serif;font-size:16px;font-weight:600}.article p{color:var(--text2);margin-bottom:12px;font-size:14px;line-height:1.8}.article strong{color:var(--text);font-weight:500}.article a{color:var(--page-accent,var(--accent));text-underline-offset:3px;text-decoration:underline}.article a:hover{opacity:.8}.art-content{padding:0 0 40px}.art-h2{letter-spacing:-.5px;color:var(--text);margin-bottom:14px;font-family:Montserrat,sans-serif;font-size:clamp(18px,2.5vw,22px);font-weight:700}.art-content p{color:var(--text2);margin-bottom:10px;font-size:14px;line-height:1.8}.art-ol,.art-ul{color:var(--text2);flex-direction:column;gap:6px;margin-bottom:10px;padding-left:20px;font-size:14px;line-height:1.8;display:flex}.art-ul{padding-left:0;list-style:none}.art-ul li{padding-left:16px;position:relative}.art-ul li:before{content:"✗";color:var(--red-text);font-size:12px;font-weight:700;position:absolute;top:2px;left:0}.ex-box{background:var(--bg2);border-left:3px solid var(--page-accent,var(--accent));color:var(--text2);border-radius:0 8px 8px 0;margin:10px 0;padding:12px 16px;font-size:13px;line-height:1.7}.ex-label{color:var(--text3);text-transform:uppercase;letter-spacing:.04em;margin-bottom:6px;font-size:11px;font-weight:600}.art-table-wrap{-webkit-overflow-scrolling:touch;margin:10px 0;overflow-x:auto}.tldr-card{background:var(--card);border:1px solid var(--border);border-left:3px solid var(--page-accent,var(--accent));border-radius:var(--r);margin:18px 0 32px;padding:20px 22px;transition:background-color .25s,border-color .25s}.tldr-label{letter-spacing:.08em;text-transform:uppercase;color:var(--page-accent,var(--accent));align-items:center;gap:6px;margin-bottom:10px;font-size:11px;font-weight:700;display:inline-flex}.tldr-card p{color:var(--text2);margin-bottom:12px;font-size:14px;line-height:1.75}.tldr-card p:last-of-type{margin-bottom:0}.tldr-card .art-ul{margin-top:12px;margin-bottom:0}.art-ul--check li:before{content:"✓";color:var(--page-accent,var(--accent))}.badge-muted{color:var(--text3);background:var(--bg2);border:1px solid var(--border);border-radius:20px;align-items:center;gap:5px;padding:3px 10px;font-size:11px;font-weight:600;display:inline-flex}.related-section{border-top:1px solid var(--border);margin-top:40px;padding-top:28px}.related-section .card-title{margin-bottom:14px}@media (width<=480px){.container{padding:0 12px}.card{padding:16px 14px}}@media (width<=360px){.result-grid{grid-template-columns:1fr}}@media (width<=560px){.toggle-group{flex-direction:column;align-items:flex-start}.toggle-group-label{min-width:unset;margin-bottom:4px}.toggle-group .tog{white-space:nowrap;text-overflow:ellipsis;max-width:calc(50% - 4px);padding:5px 10px;font-size:11px;overflow:hidden}.toggle-group{flex-flow:wrap;gap:6px}}@media (width<=480px){.page-title{font-size:clamp(22px,7vw,36px)}.page-desc{font-size:14px}.brow{flex-wrap:wrap;gap:2px}.brow .lbl{min-width:100%}.brow .amt{padding-left:0}}@media (width<=640px){.art-table-wrap,.stawki-table{-webkit-overflow-scrolling:touch;white-space:nowrap;display:block;overflow-x:auto}}@media (width<=480px){.result-hero{padding:20px 16px}.result-hero-val{font-size:clamp(28px,8vw,48px)}.faq-q{padding:12px 14px;font-size:13px}.faq-a p{padding:10px 14px;font-size:13px}.art-content{padding:0}.art-h2{font-size:17px}.art-ol,.art-ul{padding-left:14px;font-size:13px}.ex-box{padding:10px 12px;font-size:12px}}@media (width<=360px){.bar-track{height:20px}}@media (width<=560px){.wf-row{flex-wrap:wrap}.wf-label{min-width:100%;font-size:12px}.wf-bar-wrap{flex:1;min-width:120px}}@media (width<=480px){.dti-val{font-size:18px}.eff-rate{gap:6px}.eff-item{min-width:90px;padding:8px 10px}.eff-val{font-size:15px}}@media (width<=900px){.sidebar-box{padding:12px 14px}.live-val{font-size:18px}}@media (width<=520px){.conv-grid{grid-template-columns:1fr!important}.swap-col{display:none!important}.conv-input{font-size:18px}}@media (width<=480px){.zus-types{grid-template-columns:1fr!important}}@media (width<=360px){.person-btn{width:38px;height:38px;font-size:13px}}@media (width<=480px){div[style*="grid-template-columns: repeat(2"]{grid-template-columns:1fr!important}.chart-header{flex-direction:column;align-items:flex-start;gap:8px}.chart-stat-row{gap:10px}}@media (width<=640px){table[aria-label*=harmonogram],table[aria-label*=amortyzacji],table[aria-label*=narastania]{min-width:400px}}@media (width<=480px){.quick-pairs{gap:6px}.pair-btn{padding:5px 10px;font-size:11px}}.sidebar-nav-list{flex-direction:column;gap:4px;list-style:none;display:flex}.sidebar-nav-link{color:var(--text2);border-radius:var(--r-sm);gap:8px;padding:7px 8px;font-size:13px;transition:background .15s,color .15s;display:flex}.sidebar-nav-link:hover,.sidebar-nav-link:focus-visible{color:var(--text);background:#80808014}.rcard--featured{border:2px solid var(--page-accent,var(--accent));border-radius:var(--r);background:var(--card)}.rcard--featured .rcard-val{color:var(--page-accent,var(--accent));font-size:24px}.eff-rate{flex-wrap:wrap;gap:10px;margin-top:16px;display:flex}.eff-item{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r-sm);text-align:center;flex:1;min-width:120px;padding:10px 12px;transition:background-color .25s}.eff-label{color:var(--text3);margin-bottom:4px;font-size:11px}.eff-val{color:var(--text);font-family:Montserrat,sans-serif;font-size:18px;font-weight:700}.bar-track{background:var(--bg);border-radius:6px;height:26px;margin-bottom:8px;display:flex;overflow:hidden}.seg{white-space:nowrap;justify-content:center;align-items:center;height:100%;font-size:10px;font-weight:600;transition:width .4s;display:flex;overflow:hidden}.s-netto{color:#04342c;background:#5dcaa5}.s-zus{color:#26215c;background:#afa9ec}.s-zdr{color:#4a1b0c;background:#f0997b}.s-pit{color:#412402;background:#fac775}.legend{flex-wrap:wrap;gap:12px;display:flex}.leg-item{color:var(--text2);align-items:center;gap:5px;font-size:11px;display:flex}.leg-dot{border-radius:2px;flex-shrink:0;width:10px;height:10px}.annual-toggle{width:100%;color:var(--text);border:1px solid var(--border);border-radius:var(--r-sm);cursor:pointer;background:0 0;justify-content:space-between;align-items:center;padding:12px 16px;font-family:Plus Jakarta Sans,sans-serif;font-size:13px;font-weight:500;transition:background .15s,border-color .15s;display:flex}.annual-toggle:hover{background:var(--bg2);border-color:var(--border2)}.annual-chevron{color:var(--text3);flex-shrink:0;font-size:18px;transition:transform .25s}.annual-body{max-height:0;transition:max-height .3s;overflow:hidden}.annual-body.open{max-height:400px}.zus-types{grid-template-columns:repeat(2,1fr);gap:10px;margin-bottom:20px;display:grid}@media (width<=480px){.zus-types{grid-template-columns:1fr}}.zus-type-card{background:var(--bg);border:2px solid var(--border);cursor:pointer;text-align:left;color:var(--text);border-radius:12px;padding:14px 16px;font-family:Plus Jakarta Sans,sans-serif;transition:border-color .2s,background .2s}.zus-type-card:hover{border-color:var(--border2);background:var(--bg2)}.zus-type-card.active{border-color:var(--page-accent,var(--purple));background:color-mix(in srgb, var(--page-accent,var(--purple)) 10%, transparent)}.ztc-name{color:var(--text);margin-bottom:4px;font-family:Montserrat,sans-serif;font-size:14px;font-weight:600}.zus-type-card.active .ztc-name{color:var(--page-accent,var(--purple))}.ztc-desc{color:var(--text3);font-size:12px;line-height:1.4}.ztc-badge{letter-spacing:.04em;border-radius:20px;margin-bottom:6px;padding:2px 7px;font-size:10px;font-weight:600;display:inline-block}.badge-green{background:var(--accent-bg);color:var(--accent)}.badge-blue{background:var(--blue-bg);color:var(--blue)}.badge-gold{background:var(--gold-bg);color:var(--gold)}.badge-purple{background:var(--purple-bg);color:var(--purple)}.person-btn{border:1.5px solid var(--border2);background:var(--bg);width:44px;height:44px;color:var(--text2);cursor:pointer;border-radius:10px;font-family:Montserrat,sans-serif;font-size:14px;font-weight:600;transition:all .15s}.person-btn:hover{border-color:var(--page-accent,var(--coral));background:color-mix(in srgb, var(--page-accent,var(--coral)) 10%, transparent);color:var(--page-accent,var(--coral))}.person-btn.on{border-color:var(--page-accent,var(--coral));background:color-mix(in srgb, var(--page-accent,var(--coral)) 20%, transparent);color:var(--page-accent,var(--coral))}.dti-wrap{background:var(--bg2);border:1px solid var(--border);border-radius:12px;margin-bottom:16px;padding:16px;transition:background-color .25s,border-color .25s}.dti-header{justify-content:space-between;align-items:center;margin-bottom:10px;font-size:13px;display:flex}.dti-label{color:var(--text2);font-weight:500}.dti-val{color:var(--text);font-family:Montserrat,sans-serif;font-size:22px;font-weight:700}.dti-track{background:var(--bg);border-radius:6px;height:12px;margin-bottom:6px;position:relative;overflow:hidden}.dti-fill{border-radius:6px;height:100%;transition:width .5s,background .3s}.dti-limit-mark{background:var(--text3);border-radius:1px;width:2px;position:absolute;top:0;bottom:0}.dti-legend{color:var(--text3);justify-content:space-between;font-size:10px;display:flex}.dti-status{margin-top:6px;font-size:12px;font-weight:600}.status-ok{color:var(--green-text)}.status-warn{color:var(--amber)}.status-bad{color:var(--red-text)}.waterfall{flex-direction:column;gap:6px;display:flex}.wf-row{align-items:center;gap:10px;font-size:13px;display:flex}.wf-label{color:var(--text2);flex-shrink:0;min-width:200px}.wf-bar-wrap{background:var(--bg);border-radius:4px;flex:1;height:22px;position:relative;overflow:hidden}.wf-bar{white-space:nowrap;border-radius:4px;justify-content:flex-end;align-items:center;height:100%;padding-right:6px;font-size:10px;font-weight:600;transition:width .4s;display:flex;overflow:hidden}.wf-pos{background:var(--accent-bg2,#00e5a02e);color:var(--accent)}.wf-neg{background:color-mix(in srgb, var(--coral) 20%, transparent);color:var(--coral)}.wf-neu{background:var(--blue-bg);color:var(--blue)}.wf-amt{text-align:right;min-width:90px;color:var(--text);font-size:12px;font-weight:500}@media (width<=480px){.wf-label{min-width:130px}.wf-amt{min-width:70px}}.compare-card{background:var(--bg2);border:1px solid var(--border);border-radius:12px;padding:14px 16px;transition:border-color .2s,background .2s}.compare-card.active{border-color:var(--page-accent,var(--gold));background:color-mix(in srgb, var(--page-accent,var(--gold)) 8%, transparent)}.compare-card-title{color:var(--text2);margin-bottom:10px;font-size:12px;font-weight:600}.compare-card.active .compare-card-title{color:var(--page-accent,var(--gold))}.compare-row{color:var(--text3);justify-content:space-between;margin-bottom:4px;font-size:12px;display:flex}.compare-row:last-child{color:var(--text);margin-bottom:0;font-weight:600}@media (width<=500px){.compare-grid-2col{grid-template-columns:1fr!important}}@keyframes spin{to{transform:rotate(360deg)}}.quick-pairs{flex-wrap:wrap;gap:8px;margin-bottom:16px;display:flex}.pair-btn{border:1.5px solid var(--border2);color:var(--text2);cursor:pointer;background:0 0;border-radius:20px;padding:6px 14px;font-family:Montserrat,sans-serif;font-size:12px;font-weight:600;transition:all .15s}.pair-btn:hover,.pair-btn:focus-visible{border-color:var(--blue);color:var(--blue);background:var(--blue-bg)}.pair-btn.active{border-color:var(--blue);color:var(--blue);background:var(--blue-bg2,#5aaeff33);font-weight:700}.conv-grid{box-sizing:border-box;grid-template-columns:1fr auto 1fr;align-items:center;gap:12px;width:100%;margin-bottom:16px;display:grid}@media (width<=640px){.conv-grid{grid-template-columns:1fr}.swap-col{display:none}}.conv-side{width:100%;min-width:0}.conv-input,.conv-select{box-sizing:border-box;width:100%;max-width:100%}.conv-side{flex-direction:column;gap:8px;display:flex}.conv-label{color:var(--text3);letter-spacing:.05em;text-transform:uppercase;font-size:11px;font-weight:600}.conv-input{border:2px solid var(--border2);background:var(--bg);width:100%;color:var(--text);-moz-appearance:textfield;border-radius:12px;outline:none;padding:14px 16px;font-family:Montserrat,sans-serif;font-size:20px;font-weight:700;transition:border-color .15s}.conv-input::-webkit-inner-spin-button{-webkit-appearance:none}.conv-input::-webkit-outer-spin-button{-webkit-appearance:none}.conv-input:focus{border-color:var(--blue);box-shadow:0 0 0 3px color-mix(in srgb, var(--blue) 15%, transparent)}.conv-input--result{background:var(--bg2);color:var(--blue);border-style:dashed;font-size:22px}.conv-select{border:1.5px solid var(--border2);background:var(--bg);width:100%;color:var(--text);cursor:pointer;border-radius:10px;outline:none;padding:10px 12px;font-family:Montserrat,sans-serif;font-size:14px;font-weight:600;transition:border-color .15s}.conv-select:focus{border-color:var(--blue)}.swap-col{justify-content:center;align-items:center;display:flex}.swap-btn{background:var(--blue-bg2,#5aaeff33);border:2px solid color-mix(in srgb, var(--blue) 35%, transparent);cursor:pointer;width:48px;height:48px;color:var(--blue);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:20px;transition:background .15s,transform .25s;display:flex}.swap-btn:hover{transform:rotate(180deg)}.rate-info{background:var(--blue-bg);border:1px solid color-mix(in srgb, var(--blue) 20%, transparent);color:var(--text2);border-radius:10px;flex-direction:column;gap:4px;padding:14px 16px;font-size:13px;display:flex}.rate-info-main{color:var(--blue);font-family:Montserrat,sans-serif;font-size:18px;font-weight:700}.rate-info-inv{color:var(--text3);font-size:12px}.rate-info-date{color:var(--text3);margin-top:4px;font-size:11px}.use-btn{background:var(--blue-bg);border:1px solid color-mix(in srgb, var(--blue) 25%, transparent);color:var(--blue);cursor:pointer;white-space:nowrap;border-radius:6px;padding:5px 12px;font-family:Plus Jakarta Sans,sans-serif;font-size:11px;font-weight:600;transition:background .15s}.use-btn:hover,.use-btn:focus-visible{background:var(--blue-bg2,#5aaeff33)}.badge-load{color:var(--blue);background:var(--blue-bg);border:1px solid color-mix(in srgb, var(--blue) 25%, transparent)}.badge-live{color:var(--accent);background:var(--accent-bg);border:1px solid color-mix(in srgb, var(--accent) 25%, transparent)}.badge-err{color:var(--red-text);background:var(--coral-bg);border:1px solid color-mix(in srgb, var(--red-text) 25%, transparent)}.pw-chart{flex-direction:column;gap:6px;margin-top:8px;display:flex}.pw-row{align-items:center;gap:10px;display:flex}.pw-label{color:var(--text3);text-align:right;flex-shrink:0;min-width:36px;font-size:11px}.pw-bar-wrap{background:var(--bg);border-radius:4px;flex:1;height:20px;overflow:hidden}.pw-bar{border-radius:4px;justify-content:flex-end;align-items:center;height:100%;padding-right:6px;transition:width .4s;display:flex}.pw-bar span{color:var(--bg);white-space:nowrap;font-size:10px;font-weight:600}.pw-val{color:var(--text2);text-align:right;min-width:80px;font-size:11px}.cpi-timeline{flex-direction:column;gap:5px;margin-top:8px;display:flex}.tl-row{align-items:center;gap:10px;display:flex}.tl-year{color:var(--text3);text-align:right;flex-shrink:0;width:36px;font-size:11px}.tl-bar-wrap{background:var(--bg);border-radius:3px;flex:1;height:18px;overflow:hidden}.tl-bar{border-radius:3px;align-items:center;height:100%;padding-left:6px;transition:width .3s;display:flex}.tl-bar span{white-space:nowrap;font-size:9px;font-weight:600;overflow:hidden}.tl-val{color:var(--text2);text-align:right;flex-shrink:0;width:52px;font-size:11px}.bar-pos{background:color-mix(in srgb, var(--teal) 60%, transparent);color:var(--teal)}.bar-neg{background:color-mix(in srgb, var(--green-text) 40%, transparent);color:var(--green-text)}.bar-hi{background:color-mix(in srgb, var(--red-text) 50%, transparent);color:var(--red-text)}.chart-header{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin-bottom:14px;display:flex}.chart-days-select,.chart-currency-select{border:1.5px solid var(--border2);background:var(--bg);color:var(--text);cursor:pointer;border-radius:8px;outline:none;padding:4px 10px;font-family:Montserrat,sans-serif;font-size:13px;font-weight:600;transition:border-color .15s}.chart-days-select:focus,.chart-currency-select:focus{border-color:var(--accent)}.chart-days-select{margin-left:6px}.chart-spinner{border:2px solid var(--border2);border-top-color:var(--blue);border-radius:50%;flex-shrink:0;width:18px;height:18px;animation:.7s linear infinite spin}.chart-stats{margin-top:10px}.chart-stat-row{color:var(--text2);flex-wrap:wrap;gap:16px;font-size:13px;display:flex}.csr-item{align-items:center;gap:4px;display:flex}.page-grid>*{min-width:0;max-width:100%;overflow-x:hidden}.card{min-width:0;max-width:100%;overflow:hidden}@media (width<=640px){input,select,textarea{box-sizing:border-box;width:100%;max-width:100%}.toggle-group{max-width:100%;overflow:hidden}table,section,article,div{max-width:100%}}*,:before,:after{box-sizing:border-box}html,body{max-width:100vw;overflow-x:hidden}@media (width<=640px){.container{padding:0 14px}}@media (width<=380px){.container{padding:0 10px}}@media (width<=640px){.hero{padding:24px 0 20px}.hero-inner{grid-template-columns:1fr;gap:20px}.hero-title{letter-spacing:-1px;margin-bottom:10px;font-size:clamp(24px,7vw,36px)}.hero-desc{margin-bottom:16px;font-size:14px}.hero-cta{padding:10px 18px;font-size:14px}.hero-stats{grid-template-columns:1fr 1fr;gap:8px}.stat-item{padding:12px}.stat-val{font-size:18px}.stat-label{font-size:10px}.page-header{padding-top:8px}.page-title{letter-spacing:-.5px;font-size:clamp(22px,7vw,36px)}.page-desc{font-size:14px}.page-eyebrow{font-size:10px}.field{flex-direction:column;align-items:flex-start;gap:6px}.field label{min-width:unset;width:100%;font-size:13px}.field-input{width:100%}.field-input input[type=number],.field-input input[type=text],.field-input select,.conv-input,.conv-select,.chart-days-select,.chart-currency-select{box-sizing:border-box;width:100%;min-height:44px;padding:10px 44px 10px 12px;font-size:16px!important}.field-hint{margin-top:-2px;padding-left:0}.field-input select{padding-right:12px}.toggle-group{flex-flow:wrap;align-items:flex-start;gap:6px}.toggle-group-label{width:100%;min-width:unset;margin-bottom:2px}.tog{white-space:nowrap;text-overflow:ellipsis;flex:1 0 auto;max-width:calc(50% - 3px);min-height:36px;padding:7px 12px;font-size:12px;overflow:hidden}}@media (width<=380px){.tog{padding:6px 8px;font-size:11px}}@media (width<=640px){.result-grid{grid-template-columns:1fr 1fr;gap:8px}.rcard{padding:10px 12px}.rcard-val{letter-spacing:-.3px;font-size:14px}.rcard--featured .rcard-val{font-size:18px}}@media (width<=380px){.result-grid{grid-template-columns:1fr}.rcard-val{font-size:16px}}@media (width<=640px){.result-hero{padding:18px 14px}.result-hero-val{font-size:clamp(26px,8vw,44px)}.result-hero-label{font-size:12px}.result-hero-sub{font-size:11px}.brow{flex-wrap:wrap;gap:2px;padding:8px 0}.brow .lbl{width:100%;font-size:13px}.brow .amt{padding-left:0;font-size:14px;font-weight:700}.brow .sub{display:none}.art-table-wrap{border-radius:8px}.stawki-table{min-width:360px;font-size:12px}.stawki-table th,.stawki-table td{padding:6px 8px}.mini-table{min-width:280px;font-size:11px}.mini-table th,.mini-table td{padding:5px 7px}.calc-grid{grid-template-columns:1fr}.calc-card{padding:16px 14px}.calc-icon{font-size:26px}.calc-name{font-size:15px}.calc-desc{font-size:12px}.related-grid{grid-template-columns:1fr 1fr;gap:8px}.related-card{padding:12px 10px}.related-card-name{font-size:12px}.related-card-desc{display:none}.cb-inner{flex-direction:column;gap:12px;padding:14px}.cb-actions{flex-direction:column;gap:8px;width:100%}.cb-btn{justify-content:center;width:100%;min-height:44px;padding:12px;font-size:14px}.conv-grid{gap:10px;grid-template-columns:1fr!important}.swap-col{display:none!important}.conv-side{width:100%;min-width:0}.conv-input{font-size:22px}.quick-pairs{gap:6px}.pair-btn{min-height:36px;padding:6px 10px;font-size:11px}.ed-row{flex-direction:column}.ed-call{text-align:left;width:100%;min-width:0}.ed-disclaimer{font-size:11px}.zus-types{grid-template-columns:1fr!important}.eff-rate{gap:6px}.eff-item{min-width:calc(33% - 4px);padding:8px 10px}.eff-val{font-size:15px}.eff-label{font-size:10px}.wf-row{flex-wrap:wrap;gap:4px}.wf-label{min-width:100%;color:var(--text3);font-size:12px}.wf-bar-wrap{flex:1;min-width:0}.wf-amt{min-width:80px;font-size:12px}.dti-val{font-size:18px}.dti-wrap{padding:12px}.chart-header{flex-direction:column;align-items:flex-start;gap:8px}.chart-days-select,.chart-currency-select{min-height:40px;font-size:15px}.chart-stat-row{gap:8px;font-size:12px}.person-btn{width:40px;height:40px;font-size:14px}.art-h2{font-size:16px}.art-content p{font-size:13px}.art-ol,.art-ul{padding-left:16px;font-size:13px}.ex-box{padding:10px 12px;font-size:12px}.tldr-card{margin:14px 0 26px;padding:16px}.formula-box{font-size:12px;overflow-x:auto}.faq-q{padding:12px 14px;font-size:13px}.faq-a{font-size:13px}.about-grid{grid-template-columns:1fr}.about-stack{gap:10px}.about-card{padding:12px}.ad-leaderboard{min-height:50px;max-height:100px}div[style*="grid-template-columns:repeat(2,1fr)"],div[style*="grid-template-columns: repeat(2, 1fr)"]{grid-template-columns:1fr 1fr!important}}@media (width<=380px){.container{padding:0 10px}.card{padding:14px 12px}.page-title{font-size:20px}.tog{padding:5px 7px;font-size:10px}.result-grid{grid-template-columns:1fr}.rcard-val{font-size:15px}.related-grid{grid-template-columns:1fr}.eff-item{min-width:calc(50% - 3px)}.pair-btn{padding:5px 8px;font-size:10px}.calc-grid{gap:8px}}:root{--bg:#f7f8fb;--bg2:#fff;--bg3:#eef2f6;--card:#fff;--surface-soft:#f2f7f5;--surface-blue:#f1f5fb;--surface-warm:#fff8ed;--border:#dde4ea;--border2:#c8d2dc;--text:#172331;--text2:#4b5d6f;--text3:#6b7d8f;--accent:#0b7562;--accent2:#075e50;--accent-bg:#e7f4f0;--accent-bg2:#d2eae4;--blue:#2458b8;--blue-bg:#eaf0fb;--blue-bg2:#d9e4f8;--gold:#8a5a12;--gold-bg:#fff3dc;--gold-bg2:#f9e6bd;--coral:#a63838;--coral-bg:#fbeaea;--coral-bg2:#f3d8d8;--purple:#6842a6;--purple-bg:#f0eafa;--purple-bg2:#e2d8f5;--amber:#9a5a15;--amber-bg:#fff1df;--amber-bg2:#f8dfbd;--teal:#0d7080;--teal-bg:#e6f4f6;--teal-bg2:#d2e9ed;--green-text:#08715d;--red-text:#a63838;--focus:#1d5fc2;--skip-bg:#17324d;--skip-fg:#fff;--r:18px;--r-sm:12px;--r-xs:9px;--shadow-xs:0 1px 2px #142a400a;--shadow-sm:0 8px 24px #142a4012;--shadow-md:0 18px 44px #142a401a;--shadow-lg:0 28px 70px #142a4024}[data-theme=dark]{--bg:#0f1722;--bg2:#162130;--bg3:#1d2a3a;--card:#162130;--surface-soft:#172a2b;--surface-blue:#17243a;--surface-warm:#2b2419;--border:#2b3a4b;--border2:#405268;--text:#f5f8fb;--text2:#c2ced9;--text3:#93a5b5;--accent:#63d7bc;--accent2:#89e5d0;--accent-bg:#63d7bc1c;--accent-bg2:#63d7bc2e;--blue:#83aef8;--blue-bg:#83aef81c;--blue-bg2:#83aef82e;--gold:#e4bd72;--gold-bg:#e4bd721c;--gold-bg2:#e4bd722e;--coral:#ef9a9a;--coral-bg:#ef9a9a1c;--coral-bg2:#ef9a9a2e;--purple:#c5a8f4;--purple-bg:#c5a8f41c;--purple-bg2:#c5a8f42e;--amber:#efbd78;--amber-bg:#efbd781c;--amber-bg2:#efbd782e;--teal:#8bd6e0;--teal-bg:#8bd6e01c;--teal-bg2:#8bd6e02e;--green-text:#63d7bc;--red-text:#ef9a9a;--focus:#87b7ff;--skip-bg:#f5f8fb;--skip-fg:#0f1722;--shadow-xs:none;--shadow-sm:0 10px 30px #00000029;--shadow-md:0 22px 50px #00000038;--shadow-lg:0 32px 80px #00000047}html{background:var(--bg)}body{background:radial-gradient(circle at 7% 0%, #0b756214, transparent 27rem), radial-gradient(circle at 95% 8%, #2458b80f, transparent 24rem), var(--bg);color:var(--text);font-family:Plus Jakarta Sans,system-ui,sans-serif;font-size:16px;line-height:1.7}body:before{content:"";z-index:2000;pointer-events:none;background:linear-gradient(90deg,#0b7562,#2458b8 52%,#d29332);height:4px;position:fixed;inset:0 0 auto}.container{width:min(100% - 40px,1180px);max-width:1180px;padding-inline:0}#main-content{min-height:58vh}#main-content h1,#main-content h2,#main-content h3,#main-content h4,.site-footer h2,.site-footer h3{color:var(--text);text-wrap:balance;font-family:Montserrat,sans-serif}#main-content p,#main-content li{text-wrap:pretty}#main-content a:not(.hero-cta):not(.hero-cta-sec):not(.calc-card):not(.related-card):not(.final-link):not(.cta-btn){text-underline-offset:3px}.site-nav{background:color-mix(in srgb, var(--bg2) 94%, transparent);border-bottom:1px solid color-mix(in srgb, var(--border) 82%, transparent);-webkit-backdrop-filter:blur(18px);top:4px;box-shadow:0 10px 30px #182b410b}.site-nav .nav-inner{gap:22px;height:72px}.site-nav .logo{letter-spacing:-.75px;align-items:center;gap:10px;font-size:20px;display:inline-flex}.logo-mark{color:#fff;background:linear-gradient(145deg,#0c806b,#075d50);border-radius:11px;place-items:center;width:34px;height:34px;display:grid;box-shadow:0 8px 20px #0b75623b}.logo-mark svg{width:20px;height:20px}.logo-copy{align-items:baseline;display:inline-flex}.logo-copy .lf{color:var(--accent)}.logo-copy .dot{color:var(--text3);font-weight:700}.site-nav .nav-links{justify-content:center;gap:2px}.site-nav .nav-link{min-height:40px;color:var(--text2);border-radius:10px;align-items:center;padding:8px 12px;font-size:13px;font-weight:650;display:inline-flex}.site-nav .nav-link:hover,.site-nav .nav-link:focus-visible{color:var(--text);background:var(--bg3)}.site-nav .nav-link[aria-current=page]{color:var(--accent2);background:var(--accent-bg)}.nav-cta{background:var(--accent);color:#fff;white-space:nowrap;border-radius:11px;justify-content:center;align-items:center;min-height:42px;padding:9px 15px;font-size:13px;font-weight:750;transition:transform .18s,background .18s,box-shadow .18s;display:inline-flex;box-shadow:0 10px 22px #0b75622e}.nav-cta:hover,.nav-cta:focus-visible{background:var(--accent2);transform:translateY(-1px);box-shadow:0 13px 26px #0b75623d}.site-nav .theme-btn{background:var(--bg2);border:1px solid var(--border);min-width:42px;min-height:42px;box-shadow:var(--shadow-xs);justify-content:center;padding:8px}.site-nav .theme-btn-label,.site-nav .toggle-track{display:none}.site-nav #theme-icon{font-size:16px;line-height:1}.site-nav .hamburger{background:var(--bg2);border-radius:11px;width:42px;height:42px}.site-nav .mobile-menu{background:var(--bg2);border-bottom:1px solid var(--border);box-shadow:var(--shadow-md);padding:12px 18px 22px;top:76px}.site-nav .mobile-link{border:0;border-radius:10px;padding:13px 14px;font-size:15px}.site-nav .mobile-link+.mobile-link{margin-top:2px}.mobile-calculator-grid{grid-template-columns:1fr 1fr;gap:8px;padding-top:12px;display:grid}.mobile-calculator-grid a{border:1px solid var(--border);color:var(--text2);background:var(--bg);border-radius:10px;padding:11px 12px;font-size:12px;font-weight:650;display:block}.mobile-menu-label{color:var(--text3);letter-spacing:.1em;text-transform:uppercase;padding:14px 4px 3px;font-size:11px;font-weight:750}#main-content .breadcrumb{gap:8px;padding-top:18px;font-size:12px}#main-content .breadcrumb a{color:var(--text3)}#main-content .breadcrumb a:hover{color:var(--accent)}#main-content .hero{border:1px solid var(--border);background:linear-gradient(135deg, #ffffffed, #f4f8faf0), var(--bg2);box-shadow:var(--shadow-md);border-radius:28px;margin-top:24px;padding:clamp(46px,7vw,84px) clamp(24px,5vw,58px);overflow:hidden}[data-theme=dark] #main-content .hero{background:linear-gradient(135deg,#172433,#13202e)}#main-content .hero:after{content:"";pointer-events:none;border:54px solid #2458b80b;border-radius:50%;width:310px;height:310px;position:absolute;top:-130px;right:-120px}#main-content .hero-bg{opacity:.28}#main-content .hero-inner{grid-template-columns:minmax(0,1.2fr) minmax(330px,.8fr);align-items:center;gap:clamp(38px,7vw,86px)}#main-content .hero-eyebrow,#main-content .section-kicker{color:var(--accent2);letter-spacing:.105em;text-transform:uppercase;align-items:center;gap:8px;margin-bottom:14px;font-size:11px;font-weight:800;display:inline-flex}#main-content .hero-eyebrow:before,#main-content .section-kicker:before{content:"";background:var(--accent);border-radius:2px;width:24px;height:2px}#main-content .hero-title{letter-spacing:-2.8px;max-width:720px;margin-bottom:20px;font-size:clamp(38px,5.5vw,64px);font-weight:800;line-height:1.05}#main-content .hero-title em{color:var(--accent);font-style:normal}#main-content .hero-desc{max-width:690px;color:var(--text2);margin-bottom:26px;font-size:clamp(16px,1.7vw,18px);line-height:1.78}#main-content .hero-actions{gap:12px;margin-bottom:22px}#main-content .hero-cta,#main-content .cta-btn{background:var(--accent);color:#fff;border-radius:12px;min-height:48px;padding:12px 20px;font-size:14px;font-weight:750;transition:transform .18s,box-shadow .18s,background .18s;box-shadow:0 12px 26px #0b756233}#main-content .hero-cta:hover,#main-content .hero-cta:focus-visible,#main-content .cta-btn:hover,#main-content .cta-btn:focus-visible{background:var(--accent2);transform:translateY(-2px);box-shadow:0 16px 30px #0b756242}#main-content .hero-cta-sec,#main-content .cta-btn--secondary{border:1px solid var(--border2);background:var(--bg2);min-height:48px;color:var(--text);box-shadow:var(--shadow-xs);border-radius:12px;padding:11px 20px;font-size:14px;font-weight:700}#main-content .hero-cta-sec:hover,#main-content .hero-cta-sec:focus-visible{border-color:var(--accent);color:var(--accent2);background:var(--accent-bg)}#main-content .hero-badges{gap:8px}#main-content .h-badge,#main-content .sec-badge{border:1px solid var(--border);background:var(--bg2);color:var(--text3);box-shadow:var(--shadow-xs);border-radius:999px;padding:6px 10px;font-size:11px;font-weight:650}#main-content .h-badge:first-letter{color:var(--accent)}#main-content .mock-calc{border:1px solid var(--border);background:var(--bg2);box-shadow:var(--shadow-lg);border-radius:22px;transform:rotate(.6deg)}#main-content .mock-header{background:var(--bg);min-height:47px;padding:11px 16px}#main-content .mock-body{gap:12px;padding:20px}#main-content .mock-input{background:var(--bg);border-color:var(--border);min-width:110px;padding:7px 10px}#main-content .mock-result{border:1px solid color-mix(in srgb, var(--accent) 24%, var(--border));background:var(--accent-bg);margin-top:3px;padding:14px}#main-content .mock-netto{font-size:25px}#main-content .hero-stats{gap:10px}#main-content .stat-item{border:1px solid var(--border);background:var(--bg2);box-shadow:var(--shadow-xs);border-radius:13px;padding:15px 12px}#main-content .stat-val{color:var(--text);font-size:18px}#main-content .stat-label{color:var(--text3)}#main-content .trust-bar{border:1px solid var(--border);background:color-mix(in srgb, var(--bg2) 94%, transparent);box-shadow:var(--shadow-xs);border-radius:15px;margin:22px 0 58px;padding:16px 18px}#main-content .trust-logo{background:var(--bg);border-color:var(--border);padding:7px 11px}#main-content .tl-icon{display:none}#main-content .section-title{letter-spacing:-1.45px;margin-bottom:10px;font-size:clamp(27px,3.7vw,40px);font-weight:780;line-height:1.18}#main-content .section-desc{max-width:760px;color:var(--text2);margin-bottom:28px;font-size:15px;line-height:1.75}#main-content .section-head{align-items:flex-start;margin-bottom:10px}#main-content .section-badge-group{padding-top:6px}#main-content .sec-badge--green,#main-content .live-badge{background:var(--accent-bg);border-color:color-mix(in srgb, var(--accent) 28%, var(--border));color:var(--accent2)}#main-content #kalkulatory{padding:14px 0 74px;scroll-margin-top:100px}#main-content .calc-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-bottom:0}#main-content .calc-card{border:1px solid var(--border);background:var(--bg2);min-height:260px;box-shadow:var(--shadow-sm);border-radius:18px;gap:10px;padding:22px;transition:transform .2s,border-color .2s,box-shadow .2s}#main-content .calc-card:before{opacity:1;border-radius:0 0 4px 4px;width:42px;height:3px;top:0;left:20px;right:auto}#main-content .calc-card:hover,#main-content .calc-card:focus-visible{border-color:color-mix(in srgb, var(--card-accent) 42%, var(--border));box-shadow:var(--shadow-md);transform:translateY(-5px)}#main-content .calc-icon{background:color-mix(in srgb, var(--card-accent) 11%, var(--bg2));width:46px;height:46px;color:var(--card-accent);border-radius:13px;place-items:center;margin:3px 0 5px;font-size:21px;font-weight:800;display:grid}#main-content .calc-icon svg{width:23px;height:23px}#main-content .calc-name{font-size:17px;line-height:1.35}#main-content .calc-desc{font-size:12.5px;line-height:1.68}#main-content .calc-footer{margin-top:auto;padding-top:12px}#main-content .calc-preview{color:var(--text3);font-size:10.5px}#main-content .calc-link{font-size:12px}#main-content .calc-badge{top:15px;right:15px}#main-content .how-section,#main-content .data-section,#main-content .expert-section,#main-content .faq-about-row,#main-content #poradniki-home{margin:0;padding:70px 0}#main-content .how-section{background:linear-gradient(#0000,#ebf1f6b8,#0000);margin-inline:calc(50% - 50vw);padding-inline:max(20px,50vw - 590px);position:relative}[data-theme=dark] #main-content .how-section{background:#ffffff04}#main-content .how-grid{gap:16px}#main-content .how-card{border:1px solid var(--border);background:var(--bg2);min-height:210px;box-shadow:var(--shadow-sm);border-radius:17px;padding:24px}#main-content .how-num{color:color-mix(in srgb, var(--accent) 9%, transparent);font-size:54px;top:18px;right:20px}#main-content .how-icon{background:var(--accent-bg);width:38px;height:38px;color:var(--accent2);border-radius:11px;place-items:center;margin-bottom:16px;font-size:13px;font-weight:800;display:grid}#main-content .how-title{font-size:16px}#main-content .how-desc{font-size:13px}#main-content .how-arrows{display:none}#main-content .data-section{padding-top:64px}#main-content .data-grid{gap:14px}#main-content .data-card{border:1px solid var(--border);background:var(--bg2);min-height:145px;box-shadow:var(--shadow-sm);border-radius:16px;padding:21px}#main-content .dc-val{font-size:25px}#main-content .dc-bar{opacity:.65;border-radius:3px 3px 0 0;width:40px;height:3px;left:20px;right:auto}#main-content .expert-section{border-top:1px solid var(--border)}#main-content .expert-section-head{gap:14px;margin-bottom:24px}#main-content .expert-section-icon{background:var(--surface-soft);width:42px;height:42px;color:var(--accent2);border-radius:12px;place-items:center;padding:0;font-size:19px;display:grid}#main-content .expert-grid{gap:16px}#main-content .expert-card{border:1px solid var(--border);background:var(--bg2);box-shadow:var(--shadow-sm);border-radius:17px;gap:11px;padding:23px}#main-content .expert-card:hover{border-color:var(--border2);box-shadow:var(--shadow-md)}#main-content .expert-h3{font-size:15px;line-height:1.45}#main-content .expert-card p{font-size:13px}#main-content .example-box,#main-content .formula-box{background:var(--bg);border-radius:10px}#main-content .mini-table{border-color:var(--border);background:var(--bg2);border-radius:10px}#main-content .mini-table th{background:var(--bg)}#main-content .mini-table tr.hl td{background:var(--accent-bg)}#main-content #poradniki-home{border-top:1px solid var(--border)}#main-content .faq-about-row{gap:24px}#main-content .about-stack{gap:10px}#main-content .about-card{border:1px solid var(--border);background:var(--bg2);border-radius:13px;padding:15px 16px}#main-content .about-icon{background:var(--accent-bg);border-radius:10px;place-items:center;width:36px;height:36px;font-size:16px;display:grid}#main-content .final-cta{color:#fff;box-shadow:var(--shadow-lg);background:linear-gradient(135deg,#17324d,#1d4d59);border:0;border-radius:24px;margin:8px 0 56px}#main-content .final-cta:before{display:none}#main-content .final-cta-inner{padding:clamp(30px,5vw,52px)}#main-content .final-cta-title{color:#fff}#main-content .final-cta-desc{color:#d7e2ea}#main-content .final-link{color:#f3f7fa;background:#ffffff14;border-color:#ffffff2b}#main-content .final-link:hover{color:#fff;background:#ffffff24}#main-content .page-header{border:1px solid var(--border);background:linear-gradient(135deg, var(--bg2), color-mix(in srgb, var(--page-accent,var(--accent)) 5%, var(--bg2)));box-shadow:var(--shadow-sm);border-radius:22px;margin:18px 0 30px;padding:clamp(28px,4.5vw,48px);position:relative;overflow:hidden}#main-content .page-header:after{content:"";background:color-mix(in srgb, var(--page-accent,var(--accent)) 7%, transparent);border-radius:50%;width:160px;height:160px;position:absolute;top:-85px;right:-50px}#main-content .page-eyebrow{color:var(--page-accent,var(--accent));letter-spacing:.1em;margin-bottom:10px;font-size:11px;font-weight:800}#main-content .page-title{letter-spacing:-2px;max-width:900px;margin-bottom:12px;font-size:clamp(30px,4.6vw,50px);font-weight:800;line-height:1.12}#main-content .page-desc{max-width:780px;color:var(--text2);margin-bottom:12px;font-size:16px;line-height:1.78}#main-content .update-badge,#main-content .badge-muted,#main-content .badge-blue,#main-content .badge-green,#main-content .badge-gold,#main-content .badge-purple{border:1px solid color-mix(in srgb, var(--page-accent,var(--accent)) 22%, var(--border));background:color-mix(in srgb, var(--page-accent,var(--accent)) 7%, var(--bg2));min-height:28px;color:var(--text2);border-radius:999px;align-items:center;padding:4px 10px;font-size:11px;font-weight:650;display:inline-flex}#main-content .page-grid{grid-template-columns:minmax(0,1fr) 320px;gap:28px;padding-bottom:72px}#main-content .page-grid>div:first-child{min-width:0}#main-content .card{border:1px solid var(--border);background:var(--bg2);box-shadow:var(--shadow-sm);border-radius:17px;margin-bottom:16px;padding:clamp(20px,3vw,28px)}#main-content .card:first-of-type{background:linear-gradient(180deg, var(--bg2), color-mix(in srgb, var(--page-accent,var(--accent)) 3%, var(--bg2)))}#main-content .card-title{color:var(--text);letter-spacing:-.1px;text-transform:none;align-items:center;gap:10px;margin-bottom:20px;font-family:Montserrat,sans-serif;font-size:13px;font-weight:750;display:flex}#main-content .card-title:before{content:"";background:var(--page-accent,var(--accent));width:7px;height:7px;box-shadow:0 0 0 5px color-mix(in srgb, var(--page-accent,var(--accent)) 10%, transparent);border-radius:50%;flex:none}#main-content .field{gap:16px;margin-bottom:16px}#main-content .field label,#main-content .toggle-group-label{color:var(--text2);font-size:13px;font-weight:650}#main-content .field-input input[type=number],#main-content .field-input input[type=text],#main-content .field-input select,#main-content .conv-input,#main-content .conv-select,#main-content textarea{border:1px solid var(--border2);background:var(--bg2);min-height:48px;color:var(--text);border-radius:11px;box-shadow:inset 0 1px #182b4105}#main-content .field-input input:focus,#main-content .field-input select:focus,#main-content .conv-input:focus,#main-content .conv-select:focus,#main-content textarea:focus{border-color:var(--page-accent,var(--accent));box-shadow:0 0 0 4px color-mix(in srgb, var(--page-accent,var(--accent)) 11%, transparent)}#main-content .tog,#main-content .pair-btn{border:1px solid var(--border2);background:var(--bg2);min-height:38px;padding:7px 13px}#main-content .tog.on,#main-content .pair-btn.active{border-color:color-mix(in srgb, var(--page-accent,var(--accent)) 42%, var(--border));background:color-mix(in srgb, var(--page-accent,var(--accent)) 10%, var(--bg2));color:var(--page-accent,var(--accent));box-shadow:0 4px 12px color-mix(in srgb, var(--page-accent,var(--accent)) 8%, transparent)}#main-content .result-grid{gap:10px}#main-content .rcard{border:1px solid var(--border);background:var(--bg);border-radius:13px;min-height:105px;padding:16px}#main-content .rcard--featured{border-color:color-mix(in srgb, var(--page-accent,var(--accent)) 36%, var(--border));background:color-mix(in srgb, var(--page-accent,var(--accent)) 7%, var(--bg2))}#main-content .rcard-label{font-size:11px}#main-content .rcard-val{margin-top:6px;font-size:18px}#main-content .rcard--featured .rcard-val{color:var(--page-accent,var(--accent))}#main-content .result-hero{border:1px solid color-mix(in srgb, var(--page-accent,var(--accent)) 38%, var(--border));background:linear-gradient(135deg, var(--bg2), color-mix(in srgb, var(--page-accent,var(--accent)) 8%, var(--bg2)));box-shadow:var(--shadow-md);border-radius:18px;padding:28px}#main-content .result-hero:before{border-radius:0 0 4px 4px;width:48px;height:4px;left:28px;right:auto}#main-content .result-hero-val{font-size:clamp(31px,5vw,46px)}#main-content .breakdown{border-color:var(--border);background:var(--bg2);border-radius:13px}#main-content .brow{padding:11px 15px}#main-content .brow.subtotal,#main-content .brow.total{background:var(--bg)}#main-content .brow.total{border-top:1px solid var(--border2)}#main-content .eff-rate{gap:8px}#main-content .eff-item,#main-content .compare-card,#main-content .dti-wrap,#main-content .rate-info{border:1px solid var(--border);background:var(--bg);border-radius:12px}#main-content .sidebar{gap:14px;top:98px}#main-content .sidebar-box{border:1px solid var(--border);background:linear-gradient(145deg, var(--surface-soft), var(--bg2));box-shadow:var(--shadow-sm);border-radius:16px;padding:20px}#main-content .sidebar-title{color:var(--text);letter-spacing:0;text-transform:none;font-family:Montserrat,sans-serif;font-size:12px}#main-content .sidebar-stat{padding:10px 0}#main-content .article,#main-content .art-content,#main-content .o-nas-content{border:1px solid var(--border);background:var(--bg2);width:min(100%,860px);box-shadow:var(--shadow-sm);border-radius:20px;margin-inline:auto;padding:clamp(24px,4vw,44px)}#main-content .article>h2,#main-content .art-content>h2,#main-content .o-nas-h2{letter-spacing:-.8px;margin:38px 0 14px;font-size:clamp(21px,3vw,27px);line-height:1.28}#main-content .article>h2:first-child,#main-content .art-content>h2:first-child{margin-top:0}#main-content .article>p,#main-content .art-content>p,#main-content .o-nas-content p{color:var(--text2);margin-bottom:16px;font-size:15px;line-height:1.86}#main-content .article a,#main-content .art-content a,#main-content .o-nas-content a{color:var(--accent2);font-weight:650;text-decoration:underline}#main-content .art-ul,#main-content .art-ol,#main-content .o-nas-ul{color:var(--text2);margin:14px 0 22px;padding-left:24px}#main-content .art-ul li,#main-content .art-ol li,#main-content .o-nas-ul li{margin-bottom:9px}#main-content .tldr-card,#main-content .ex-box,#main-content .o-nas-zasady{border:1px solid color-mix(in srgb, var(--page-accent,var(--accent)) 20%, var(--border));background:color-mix(in srgb, var(--page-accent,var(--accent)) 5%, var(--bg2));border-radius:15px;margin:0 0 28px;padding:20px 22px}#main-content .tldr-label,#main-content .ex-label{color:var(--page-accent,var(--accent));letter-spacing:.09em;text-transform:uppercase;margin-bottom:8px;font-size:11px;font-weight:800}#main-content .art-table-wrap{border:1px solid var(--border);background:var(--bg2);box-shadow:var(--shadow-xs);border-radius:13px;margin:20px 0 28px}#main-content .stawki-table th{background:var(--bg)}#main-content .stawki-table tr.hl td{background:var(--accent-bg)}#main-content .related-section{border-top:1px solid var(--border);margin-top:36px;padding-top:26px}#main-content .related-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}#main-content .related-card{border:1px solid var(--border);background:var(--bg2);min-height:150px;box-shadow:var(--shadow-sm);border-radius:15px;padding:20px;transition:transform .2s,border-color .2s,box-shadow .2s}#main-content .related-card:hover,#main-content .related-card:focus-visible{border-color:color-mix(in srgb, var(--accent) 36%, var(--border));box-shadow:var(--shadow-md);transform:translateY(-3px)}#main-content .related-card-name{font-size:15px;line-height:1.45}#main-content .related-card-desc{margin-top:8px;font-size:12px;line-height:1.65}#main-content .faq-list{gap:9px}#main-content .faq-item{border:1px solid var(--border);background:var(--bg2);box-shadow:var(--shadow-xs);border-radius:13px;overflow:hidden}#main-content .faq-q{min-height:54px;padding:14px 17px;font-size:13px}#main-content .faq-a{color:var(--text2);padding-inline:17px}#main-content .faq-item[data-open=true] .faq-a{padding-bottom:16px}#main-content .author-box,#main-content .ed-wrap,#main-content .sources-box,#main-content .info-box{box-shadow:var(--shadow-sm);border-radius:15px}#main-content .ed-wrap{border:1px solid var(--border);background:var(--surface-blue);margin-bottom:20px}#main-content .author-box{border:1px solid var(--border);background:var(--bg2)}#main-content .o-nas-section{margin-bottom:28px}#main-content .o-nas-cta{color:#fff;box-shadow:var(--shadow-md);background:linear-gradient(135deg,#17324d,#1c4e58);border-radius:18px}#main-content .o-nas-cta h2,#main-content .o-nas-cta p{color:#fff}#main-content .ad-wrap{border:1px dashed var(--border2);background:color-mix(in srgb, var(--bg2) 72%, transparent);border-radius:12px;margin-block:26px}#main-content .ad-label{color:var(--text3)}.site-footer{color:#eef4f7;background:#13283c;border-top:0;margin-top:74px;padding:68px 0 28px}.site-footer .footer-inner{grid-template-columns:1.45fr 1fr 1fr 1fr;gap:38px;margin-bottom:42px}.site-footer .footer-brand{max-width:330px}.site-footer .logo{color:#fff;align-items:center;gap:10px;display:inline-flex}.site-footer .logo-copy>span{color:#fff}.site-footer .logo-copy .lf{color:#72ddc4}.site-footer .logo-copy .dot{color:#9fb2c2}.site-footer .logo-mark{background:linear-gradient(145deg,#148b74,#0a6b59)}.site-footer .footer-tagline{color:#bfd0dc;max-width:320px;margin-top:14px;font-size:13px;line-height:1.75}.footer-trust{flex-wrap:wrap;gap:7px;margin-top:18px;display:flex}.footer-trust span{color:#c8d8e2;border:1px solid #ffffff21;border-radius:999px;padding:5px 8px;font-size:10px}.site-footer .footer-col-title{color:#f7fafc;letter-spacing:0;text-transform:none;font-family:Montserrat,sans-serif;font-size:12px}.site-footer .footer-links{gap:9px}.site-footer .footer-links a{color:#b8cad6;font-size:12.5px}.site-footer .footer-links a:hover,.site-footer .footer-links a:focus-visible{color:#75dfc7}.site-footer .footer-bottom{color:#9fb2c2;border-top-color:#ffffff1f;align-items:flex-start;line-height:1.6}.site-footer .footer-legal a{color:#b8cad6}@media (prefers-reduced-motion:no-preference){#main-content .calc-card,#main-content .related-card,#main-content .expert-card,#main-content .hero-cta,.nav-cta{will-change:transform}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.001ms!important;animation-duration:.001ms!important}}@media (width<=1050px){#main-content .calc-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.site-nav .nav-link{padding-inline:9px;font-size:12px}.site-footer .footer-inner{grid-template-columns:1.4fr 1fr 1fr}.site-footer .footer-inner>nav:last-child{grid-column:2/4}}@media (width<=900px){#main-content .hero-inner{grid-template-columns:1fr}#main-content .hero-visual{max-width:570px}#main-content .calc-grid{grid-template-columns:repeat(2,minmax(0,1fr))}#main-content .page-grid{grid-template-columns:1fr}#main-content .sidebar{grid-template-columns:1fr 1fr;display:grid;position:static}#main-content .related-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.nav-cta{display:none}}@media (width<=768px){body:before{height:3px}.site-nav{top:3px}.site-nav .nav-inner{height:66px}.site-nav .mobile-menu{top:69px}.container{width:min(100% - 28px,1180px)}#main-content .hero{border-radius:22px;margin-top:14px;padding:36px 22px 28px}#main-content .hero-title{letter-spacing:-1.8px;font-size:clamp(33px,9vw,47px)}#main-content .hero-desc{font-size:15px}#main-content .hero-actions{flex-direction:column;align-items:stretch}#main-content .hero-cta,#main-content .hero-cta-sec{justify-content:center;width:100%}#main-content .trust-bar{margin-bottom:42px}#main-content .how-section,#main-content .data-section,#main-content .expert-section,#main-content .faq-about-row,#main-content #poradniki-home{padding-block:50px}#main-content .expert-grid{grid-template-columns:1fr}#main-content .expert-card[style*=grid-column]{grid-column:auto!important}#main-content .page-header{border-radius:18px;margin-top:12px;padding:28px 22px}#main-content .page-title{letter-spacing:-1.3px;font-size:clamp(28px,8vw,40px)}#main-content .page-desc{font-size:14px}#main-content .article,#main-content .art-content,#main-content .o-nas-content{border-radius:17px;padding:24px 20px}#main-content .sidebar{grid-template-columns:1fr}.site-footer .footer-inner{grid-template-columns:1fr 1fr}.site-footer .footer-brand{grid-column:1/-1}.site-footer .footer-inner>nav:last-child{grid-column:auto}}@media (width<=560px){.container{width:min(100% - 22px,1180px)}.site-nav .logo{gap:8px;font-size:17px}.logo-mark{border-radius:10px;width:31px;height:31px}#main-content .hero{padding-inline:18px}#main-content .hero-title{font-size:34px}#main-content .hero-badges{grid-template-columns:1fr 1fr;display:grid}#main-content .h-badge{text-align:center}#main-content .mock-calc{transform:none}#main-content .hero-stats{grid-template-columns:1fr 1fr}#main-content .calc-grid,#main-content .related-grid{grid-template-columns:1fr}#main-content .calc-card{min-height:220px}#main-content .how-grid,#main-content .data-grid{grid-template-columns:1fr}#main-content .data-card{min-height:125px}#main-content .result-grid{grid-template-columns:1fr}#main-content .rcard{min-height:90px}#main-content .faq-about-row{gap:40px}#main-content .final-cta-links{flex-direction:column}#main-content .final-link{justify-content:space-between}.mobile-calculator-grid{grid-template-columns:1fr}.site-footer{padding-top:54px}.site-footer .footer-inner{grid-template-columns:1fr;gap:30px}.site-footer .footer-brand{grid-column:auto}.site-footer .footer-bottom{flex-direction:column}}#main-content .value-proof{color:#fff;box-shadow:var(--shadow-lg);background:linear-gradient(135deg,#17324d,#1b4c57);border-radius:24px;margin:0 0 74px;padding:clamp(30px,5vw,52px)}#main-content .value-proof .section-kicker{color:#78dfc8}#main-content .value-proof .section-kicker:before{background:#78dfc8}#main-content .value-proof .section-title{color:#fff}#main-content .value-proof .section-desc{color:#d7e3ea;margin-bottom:0}#main-content .value-proof__intro{max-width:790px;margin-bottom:30px}#main-content .value-proof__grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;display:grid}#main-content .value-proof__grid article{background:#fff1;border:1px solid #ffffff26;border-radius:15px;min-height:180px;padding:20px}#main-content .value-proof__grid article>span{color:#78dfc8;font-size:11px;font-weight:800}#main-content .value-proof__grid h3{color:#fff;margin:12px 0 8px;font-size:15px;line-height:1.4}#main-content .value-proof__grid p{color:#cfdae2;font-size:12.5px;line-height:1.7}#main-content .final-link svg{width:18px;height:18px}@media (width<=900px){#main-content .value-proof__grid{grid-template-columns:1fr 1fr}}@media (width<=560px){#main-content .value-proof{border-radius:20px;margin-bottom:52px;padding:28px 20px}#main-content .value-proof__grid{grid-template-columns:1fr}#main-content .value-proof__grid article{min-height:0}}.site-nav .nav-right{flex-shrink:0;align-items:center;gap:8px;display:flex}.site-nav .hamburger{cursor:pointer;border:1px solid var(--border);color:var(--text);flex-direction:column;justify-content:center;align-items:center;gap:5px;padding:0;display:none}.site-nav .ham-line{background:var(--text2);border-radius:2px;width:18px;height:2px;transition:transform .22s,opacity .22s;display:block}.site-nav .hamburger.open .ham-line:first-child{transform:translateY(7px)rotate(45deg)}.site-nav .hamburger.open .ham-line:nth-child(2){opacity:0}.site-nav .hamburger.open .ham-line:nth-child(3){transform:translateY(-7px)rotate(-45deg)}.site-nav .mobile-menu{z-index:1001;opacity:0;pointer-events:none;flex-direction:column;max-height:calc(100vh - 70px);transition:transform .22s,opacity .22s;display:none;position:fixed;left:0;right:0;overflow-y:auto;transform:translateY(-10px)}.site-nav .mobile-menu.open{opacity:1;pointer-events:auto;transform:translateY(0)}.site-nav .mobile-links{margin:0;padding:0;list-style:none}.site-nav .mobile-footer{flex-wrap:wrap;gap:4px;padding-top:14px;display:flex}.site-nav .mobile-link-sm{color:var(--text3);padding:8px 10px;font-size:12px}.nav-overlay{z-index:1000;opacity:0;pointer-events:none;backdrop-filter:blur(2px);background:#0f17225c;transition:opacity .22s;display:none;position:fixed;inset:70px 0 0}.nav-overlay.open{opacity:1;pointer-events:auto}@media (width<=768px){.site-nav .nav-links{display:none}.site-nav .hamburger,.site-nav .mobile-menu{display:flex}.nav-overlay{display:block;inset-block-start:69px}}#main-content .guides-intro{margin:0 0 58px}#main-content .guide-featured{color:#fff;box-shadow:var(--shadow-lg);background:linear-gradient(135deg,#17324d,#1c515a);border-radius:22px;grid-template-columns:minmax(0,1fr) 150px;align-items:center;gap:30px;padding:clamp(28px,5vw,50px);display:grid}#main-content .guide-featured h2{color:#fff;letter-spacing:-1.2px;margin:10px 0 13px;font-size:clamp(25px,4vw,38px);line-height:1.2}#main-content .guide-featured p{color:#d5e2e9;max-width:720px;font-size:15px;line-height:1.75}#main-content .guide-category{color:var(--accent);letter-spacing:.09em;text-transform:uppercase;font-size:10.5px;font-weight:800}#main-content .guide-featured .guide-category{color:#78dfc8}#main-content .guide-read{color:#fff;gap:8px;margin-top:18px;font-size:13px;font-weight:750;display:inline-flex}#main-content .guide-featured__meta{background:#ffffff13;border:1px solid #ffffff29;border-radius:17px;flex-direction:column;justify-content:center;align-items:center;min-height:145px;display:flex}#main-content .guide-featured__meta>span{color:#78dfc8;font-family:Montserrat,sans-serif;font-size:34px;font-weight:800}#main-content .guide-featured__meta strong{color:#fff;margin-top:5px;font-size:13px}#main-content .guide-featured__meta small{color:#bcd0db;font-size:10px}#main-content .guides-section{padding-bottom:72px}#main-content .guide-grid-premium{grid-template-columns:repeat(3,minmax(0,1fr));gap:15px;display:grid}#main-content .guide-card-premium{border:1px solid var(--border);background:var(--bg2);min-height:270px;box-shadow:var(--shadow-sm);border-radius:17px;flex-direction:column;padding:22px;transition:transform .2s,border-color .2s,box-shadow .2s;display:flex}#main-content .guide-card-premium:hover,#main-content .guide-card-premium:focus-visible{border-color:color-mix(in srgb, var(--accent) 38%, var(--border));box-shadow:var(--shadow-md);transform:translateY(-4px)}#main-content .guide-card-premium__top{justify-content:space-between;align-items:center;gap:12px;display:flex}#main-content .guide-number{color:var(--border2);font-family:Montserrat,sans-serif;font-size:22px;font-weight:800}#main-content .guide-card-premium h3{letter-spacing:-.4px;margin:18px 0 10px;font-size:17px;line-height:1.45}#main-content .guide-card-premium p{color:var(--text2);font-size:12.5px;line-height:1.7}#main-content .guide-card-premium__footer{border-top:1px solid var(--border);color:var(--text3);justify-content:space-between;align-items:center;margin-top:auto;padding-top:17px;font-size:10.5px;display:flex}#main-content .guide-card-premium__footer strong{color:var(--accent);font-size:16px}@media (width<=900px){#main-content .guide-grid-premium{grid-template-columns:1fr 1fr}}@media (width<=640px){#main-content .guide-featured{grid-template-columns:1fr;padding:28px 22px}#main-content .guide-featured__meta{display:none}#main-content .guide-grid-premium{grid-template-columns:1fr}#main-content .guide-card-premium{min-height:230px}}.editorial-meta{border:1px solid var(--border);background:color-mix(in srgb, var(--bg2) 92%, var(--accent) 8%);border-radius:18px;width:min(1180px,100% - 32px);margin:48px auto 10px;padding:18px 20px;box-shadow:0 14px 40px #0f172a0f}.editorial-meta__header,.editorial-meta__grid,.editorial-meta__details-grid{gap:16px;display:grid}.editorial-meta__header{grid-template-columns:1fr auto;align-items:start}.editorial-meta__eyebrow,.editorial-meta__label{color:var(--text3);letter-spacing:.1em;text-transform:uppercase;margin:0 0 4px;font-size:10px;font-weight:800;display:block}.editorial-meta h2{letter-spacing:-.02em;margin:0;font-family:Montserrat,sans-serif;font-size:clamp(16px,2vw,20px)}.editorial-meta__date{background:var(--bg);border:1px solid var(--border);color:var(--text2);border-radius:999px;flex-wrap:wrap;align-items:center;gap:5px;padding:7px 10px;font-size:12px;font-weight:700;display:inline-flex}.editorial-meta__grid{grid-template-columns:repeat(3,minmax(0,1fr));margin-top:14px}.editorial-meta__grid>div{background:var(--bg);border:1px solid var(--border);border-radius:12px;padding:11px 12px}.editorial-meta__grid strong{color:var(--text);font-size:12px;line-height:1.45}.editorial-meta__note{border-left:3px solid var(--accent);color:var(--text2);margin:13px 0 0;padding-left:12px;font-size:12px;line-height:1.65}.editorial-meta__details{margin-top:13px}.editorial-meta__details summary{cursor:pointer;width:fit-content;color:var(--accent-text,var(--accent));text-underline-offset:3px;font-size:12px;font-weight:800}.editorial-meta__details-grid{border-top:1px solid var(--border);grid-template-columns:1.2fr 1fr;margin-top:14px;padding-top:14px}.editorial-meta__details h3{margin:0 0 8px;font-family:Montserrat,sans-serif;font-size:12px}.editorial-meta__details ul,.editorial-meta__details ol{margin:0;padding-left:18px}.editorial-meta__details li{color:var(--text2);margin:0 0 8px;font-size:12px;line-height:1.5}.editorial-meta__details a{color:var(--accent-text,var(--accent));text-underline-offset:3px;text-decoration:underline}.editorial-meta__details small{color:var(--text3);font-size:10px;display:block}.editorial-meta__details ol li span{display:block}.editorial-meta--compact{padding-block:15px}.editorial-meta--compact .editorial-meta__grid{margin-top:12px}.editorial-meta--compact .editorial-meta__note{margin-top:11px}@media (width<=760px){.editorial-meta{border-radius:14px;width:min(100% - 24px,1180px);padding:15px}.editorial-meta__header,.editorial-meta__grid,.editorial-meta__details-grid{grid-template-columns:1fr}.editorial-meta__date{justify-self:start}}#main-content .content-standard{border:1px solid var(--border);background:linear-gradient(135deg, color-mix(in srgb, var(--bg2) 92%, var(--accent) 8%), var(--bg));box-shadow:var(--shadow-sm);border-radius:24px;margin:8px 0 42px;padding:clamp(24px,4vw,38px)}#main-content .content-standard p:last-child{max-width:900px;color:var(--text2);margin:12px 0 0;line-height:1.8}#main-content .topic-paths{margin:0 0 52px}#main-content .topic-paths__grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}#main-content .topic-path{border:1px solid var(--border);background:var(--bg2);min-height:126px;box-shadow:var(--shadow-sm);color:var(--text);border-radius:18px;flex-direction:column;justify-content:space-between;gap:14px;padding:21px;transition:transform .2s,border-color .2s,box-shadow .2s;display:flex}#main-content .topic-path:hover,#main-content .topic-path:focus-visible{border-color:color-mix(in srgb, var(--accent) 40%, var(--border));box-shadow:var(--shadow-md);transform:translateY(-3px)}#main-content .topic-path strong{font-family:Montserrat,sans-serif;font-size:16px;line-height:1.45}#main-content .topic-path span{color:var(--accent-text,var(--accent));font-size:12px;font-weight:800}#main-content .topic-path ol{color:var(--text2);margin:0;padding-left:18px;font-size:12px;line-height:1.75}#main-content .topic-path--wide{min-height:230px}#main-content .guide-categories{margin:0 0 52px}#main-content .guide-category-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}#main-content .guide-category-card{border:1px solid var(--border);background:var(--bg);border-radius:18px;padding:23px}#main-content .guide-category-card h3{margin:0 0 9px;font-family:Montserrat,sans-serif;font-size:16px}#main-content .guide-category-card p{color:var(--text2);margin:0 0 15px;font-size:12.5px;line-height:1.7}#main-content .guide-category-card ul{margin:0;padding-left:18px}#main-content .guide-category-card li{color:var(--text2);margin:7px 0;font-size:12px}#main-content .guide-category-card a{color:var(--accent-text,var(--accent));text-underline-offset:3px;text-decoration:underline}#main-content .dictionary-promo{border:1px solid color-mix(in srgb, var(--accent) 28%, var(--border));background:linear-gradient(135deg, color-mix(in srgb, var(--accent) 12%, var(--bg2)), var(--bg));border-radius:24px;grid-template-columns:1fr auto;align-items:center;gap:24px;margin:52px 0;padding:clamp(26px,5vw,44px);display:grid}#main-content .dictionary-promo p:last-child{max-width:760px;color:var(--text2);margin:10px 0 0;line-height:1.75}#main-content .faq-section{padding:8px 0 50px}#main-content .dictionary-search{border:1px solid var(--border);background:var(--bg2);border-radius:18px;margin:0 0 32px;padding:20px}#main-content .dictionary-search label{margin-bottom:8px;font-size:12px;font-weight:800;display:block}#main-content .dictionary-search input{border:1px solid var(--border2);background:var(--bg);width:100%;min-height:48px;color:var(--text);font:inherit;border-radius:11px;padding:10px 13px}#main-content .dictionary-status{min-height:18px;color:var(--text3);margin:7px 0 0;font-size:11px}#main-content .dictionary-group{margin-bottom:42px;scroll-margin-top:100px}#main-content .dictionary-terms{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;display:grid}#main-content .dictionary-term{border:1px solid var(--border);background:var(--bg2);border-radius:15px;padding:18px}#main-content .dictionary-term dt{color:var(--text);margin:0 0 7px;font-family:Montserrat,sans-serif;font-size:14px;font-weight:800}#main-content .dictionary-term dd{color:var(--text2);margin:0;font-size:12.5px;line-height:1.7}#main-content .article-note{border-left:3px solid var(--accent);background:var(--bg2);color:var(--text2);padding:13px 15px;font-size:12px;line-height:1.65}@media (width<=900px){#main-content .topic-paths__grid,#main-content .guide-category-grid{grid-template-columns:1fr 1fr}}@media (width<=640px){#main-content .topic-paths__grid,#main-content .guide-category-grid,#main-content .dictionary-terms,#main-content .dictionary-promo{grid-template-columns:1fr}#main-content .topic-path--wide{min-height:0}#main-content .dictionary-promo .hero-cta{justify-content:center;width:100%}}